Rates are changing, but deals can still be had when financing a new car. Interest rates remain high in 2024, yet smart buyers secure zero percent financing each and every day. If you’re thinking of financing a new car, you’ll want to take advantage of manufacturer incentives to save thousands. These are the best new car finance deals in September 2024.
👉 Short on time? We’ve highlighted the best offers in bold. You can also see the top deals this month here.
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1 The Best Auto Loan Rates For New Cars in September
1.1 Acura
1.2 BMW
1.3 Buick
1.4 Cadillac
1.5 Chevrolet
1.6 Chrysler
1.7 Dodge
1.8 Ford
1.9 GMC
1.10 Honda
1.11 Hyundai
1.12 Jeep
1.13 Kia
1.14 Lexus
1.15 Lincoln
1.16 Mazda
1.17 Nissan
1.18 Ram
1.19 Subaru
1.20 Toyota
1.21 Volkswagen
2 Free Car Buying Help Is Here!
2.1 Get the most when you sell your car.
The Best Auto Loan Rates For New Cars in September
We’ve compiled every manufacturer’s financing incentives below, but these are the BEST loan deals with the LOWEST auto loan rates this month.Automakers update their incentives between the second and fifth business day of each month. Check back for updates!
- Zero Percent Financing: Ford F-150, Ford Expedition, Mustang Mach-E; Mazda CX-30, CX-5, Mazda3; Kia EV9, EV6, Niro EV, Nissan Titan, Rogue; Subaru Solterra; Volkswagen ID.4
- 0.9% APR: Acura ZDX, GMC Terrain, Kia Sportage and Sorento, most Buick models
- 1.9% APR: Chevrolet Colorado, Equinox, Blazer, Trailblazer; GMC Canyon, Sierra 1500, Acadia; Honda Ridgeline
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Let’s dive into every automaker’s financing and cash offers for September 2024.
Acura
0.9% APR for up to 72 months on the 2024 Acura ZDX
3.9% APR for up to 60 months: 2024 Acura RDX
Learn more at Acura.com, or browse listings with local market data
BMW
2.99% APR for 60 months for the BMW i4, i5, i7 electric sedans and iX electric SUV
See BMW listings with local market data.
Buick
0.9% APR for the 2024 Buick Encore GX, 2023 Envision, and 2024 Enclave
Browse Buick listings with local market data
Cadillac
Cadillac has these cash and APR offers for new cars this month:
2.9% APR for 36 months plus $1,000 cash allowance for the 2024 XT4
2.9% APR for 48 months + $1,500 cash offer for the 2024 XT5, and XT6
$3,000 conquest cash for the 2024 Cadillac Lyriq EV
See Cadillac listings with local market data.
Chevrolet
Chevrolet is offering low APR offers for multiple models in September:
$5,750 cash offer with a trade-in: 2024 Silverado 1500 Crew Cab LT
1.9% APR: 2024 Colorado, Equinox, Blazer, Trailblazer + No payments for 90 days
See Chevrolet listings near you with local market data.
Chrysler
Chrysler is offering $2,750 off of the Pacifica PHEV (plug-in hybrid). Chrysler is not advertising any APR offers at this time. See Chrysler listings near you with local market data.
Dodge
These are Dodge’s cash and financing offers this month:
- $3,000 cash bonus for 2024 Durango models in dealer inventory
See Dodge listings with local market data.
Ford
After clearing out the majority of 2023’s remaining inventory in recent months, Ford has pulled back the most aggressive incentives. In September, these are the best cash and financing offers from Ford:
Zero percent financing for 72 months: 2024 Mustang Mach-E
0% APR for 36 months: 2024 Ford F-150 STX and XLT; 2024 Ford Expedition
See Ford listings with local market data.
Learn more at Ford.com.
GMC
This month, GMC has a few financing offers:
0.9% APR + $1,750 cash allowance: 2024 GMC Terrain
1.9% APR: 2023 and 2024 Canyon, GMC Acadia
Sierra 1500: 1.9% APR for 36 months or $6,000 cash allowance with a trade-in
Learn more from GMC.
See GMC listings with local market data.
Honda
Honda and Acura are advertising these financing offers in September:
1.9% APR: Honda Ridgeline
2.9% APR: Honda Accord, CR-V, Passport, Pilot, Prologue EV
See Honda listings with local market data.
Hyundai
Right now, Hyundai APR offers are less than stellar:
1.99% APR: Elantra, Tucson, including hybrids
2.99% APR: Santa Fe, Santa Cruz
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See Hyundai listings with local market data.
Jeep
In September, these are Jeep’s cash incentives and financing offers:
Wrangler 4xe and Grand Cherokee 4xe plug-in hybrids: up to $7,750 cash bonus
There are no advertised APR offers for the Jeep Wrangler currently.
See Jeep listings near you with local market data.
Kia
Kia is having a hard time selling EVs now that the EV6 and Niro EV have lost the federal tax credit. That’s where the best Kia APR deals are this month:
0% APR for 60 months: 2024 Kia EV6 and Niro EV
0% APR for 48 months: 2024 Kia EV9 (three-row electric SUV)
0.9% APR: 2024 Sportage, Sorento
3.9-4.9% APR on most other Kia models for well-qualified buyers
See Kia listings near you with local market data.
Lexus
3.99% APR for 60 months for the 2025 Lexus NX
All models qualify for a $1,000 rebate in August
See Lexus listings with local market data.
Learn more about these offers at Lexus.com
Lincoln
0% APR for 72 months: remaining 2023 Lincoln Aviator
See Lincoln listings near you.
Mazda
Mazda has some of the best financing offers today, including zero percent APRs:
0% APR for 36 months: 2024 Mazda CX-30, CX-5, Mazda3
0.9% APR for 60 months: 2024 Mazda CX-90, CX-50
1.9% APR for 72 months: 2024 CX-90
See Mazda listings near you with local market data
Learn more about these offers at MazdaUSA.com
Nissan
The best car deals this month include some amazing financing offers from Nissan:
0% APR for 60 months: 2024 Nissan Titan
0% APR for 36 months for 2024 Nissan Rogue
$1,750 customer cash for the 2024 Nissan Altima, $1,250 in savings for the 2024 Sentra
See Nissan listings with local market data
Learn more about these offers at NissanUSA.com
Ram
Ram has these active cash offers in September 2024:
New 2024 Ram 1500: Up to $7,625 cash savings on dealer inventory
New 2025 Ram 1500: Up to $5,000 cash savings on trucks equipped with a V6 engine
New 2024 Ram 1500 Classic: $5,000 bonus cash on dealer inventory
See Ram listings near you with local price data
See details at ramtrucks.com
Subaru
0% APR for 72 months: Solterra EV
2.9% APR for 48 months: 2024 Ascent, 2024 Legacy
2.9% APR for 72 months: 2024 – 2025 Outback, 2024 Forester
3.9%-4.9% APR for other Subaru models.
See Subaru listings near you with local price data
See which models and trims qualify at subaru.com.
Toyota
This month, Toyota has these APR deals for well-qualified buyers:
1.99% APR for 48 months: 2024 Toyota Tundra
3.99% APR for 48 months: 2025 Camry, 2024 RAV4, RAV4 Hybrid, Toyota Crown
$2,000 customer cash for the 2024 Tundra i-FORCE MAX
See Toyota listings near you with local price data
Learn more about these offers at Toyota.com
Volkswagen
VW is back with some of the best APR offers this month:
0% APR for 72 months: 2024 Volkswagen ID.4
0.9% APR for 60 months: Atlas, Atlas Cross Sport
1.9% APR for 60 months: Taos, Tiguan
See Volkswagen listings near you
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